Hooray! November 26 is coming and it only means one thing. It’s Black Friday next week and the Christmas Shopping season is about to begin. Black Friday, however, is somehow special because it is the day when most businesses and shopping centers drop off most of their selected Christmas items. I remember last year, Walmart shopping center opened their mall as early as 4 am and people starts to go there until the crown began to become terribly uncontrollable. Well of course we are one of those who grabbed that opportunity to buy and shop for those highly discounted products. I assumed the Black Friday will become more exciting this year knowing that there is a newly opened mall hear in our area. I just wish i have enough cash to shop for those items i want. I am planning to buy a life sized Christmas tree and some hanging decors for it. And of course, some toys for my nieces and nephews.  Well fortunately, i do not have any bad Credit Report history so it’s easy for me to use my credit card and purchase anything i want this coming Black Friday. Actually, i am planning now to use my credit card more frequently so that i can get those Free Credit Score and some freebies too. Well if there’s one member of our family that uses the credit card the most, that would be my sister. Actually she was the one who encouraged me to get and apply for a credit card. I remember those freebies she got  from her credit card provider for being an avid credit card user. I do not know that you can gain points or Credit Scores on each time that you will use your credit card in buying any item. I also heard that banks can also give you a brand new car or motorcycle based from the points that you have earned. In fact, some of my Blogger friends are buzzing about that American Credit Report and how much the consumer can benefit from it but i just can’t give any comments back to them because to be honest, i still find this credit card system quite complicated but just like what my sister told me, i will get used to it soon and will be familiarized with the entire credit card system. Anyway, we are all looking forward to the upcoming Black Friday shopping rush. but in case we failed to make it on the Black Friday, we still have Cyber Monday to look forward to.

I am a type of person who always brings cash wherever I go. But yesterday, I realized that I should now be getting a credit card. It all started when I joined my friends to shop some items in mall. I have enough cash in my pocket to buy at least 2 items. My friends did not tell me that there’s going to be a big big sale in most of the items. They shop a lot of items yesterday without worrying if their money will be short or just enough for their items. They all got credit card and that’s why they can shop confidently. It is a one day promo of that mall to give a big discount on some of their items. In the end, I got three items only and I missed a once in a lifetime opportunity. Anyway, I think I should be applying now for a credit card. I think it is the right time and it’s practical to have one. I’ll just ask my friends or search it online to find the best credit car that suits me well.