Sorry guys if I failed to update my blog these past few days, I really felt so bad and I just want to lay on my bed the whole day and night. I got cough and colds and it’s very irritating. I took medicine to make me, somehow, feel better. I filed a leave of absence to my office so I can take rest for a week. While I’m enjoying my week-long vacation, I realized one thing that worried me a lot. How if I get a serious illness of disease (hopefully not)? What will I do? Who will pay all my medical expenses? Is my budget fit enough to shoulder everything? I actually asked my mom about this and she advised me to get a health insurance or it would be great to get a health savings account because it is simpler but way better than insurance. I’ve been working since 17 so I guess I am qualified enough to have a health savings account. I don’t want to take the risk of not getting insurance or a savings account because I know I will just regret it in the end.