It seems that it was just yesterday when i saw my Auntie actively working in her previous company, enjoying her work as a restaurant manager and time really run our so fast and i just cannot imagine that she is now preparing for her retirement. Well, it is good that she has plans for her future after giving up her work. She is really a workaholic type of mom and i am not wondering why she came out with this idea of building her own business. I have heard that she is planning to make a small business so that she can keep her self busy while earning money at the same time. However, as far as i know, she is having a hard time applying for a loan due to her bad credit history. She have savings but it is not enough for her to start a business. Actually, we tried to convinced her to start even just a small business using a small capital but she insist to stick to her original plan. A friend of my mom told me that my Auntie has nothing to worry about especially now that there are lending company that are willing to offer what so called “bad credit loans” which will allow a borrower to lend money despite of her not so good credit history. I think this is a great start for my Auntie and we wish her all the success in her upcoming business.

I am happy that my mom found a new hobby and a new business at the same time. She’s now on a candle making industry. Her friend taught her how to make home-made candles. She bought her own molding tools and the rest of the materials needed in candle making. I never thought that candle making is so easy and fun. I am proud of my mom and look at the picture above, that is a scented candle. She placed it on the top of our coffee table. She’s now making 4 to 8 pieces per week and she sell it to her friends too. Actually i am planning to help her to promote her product online. All i need is to purchase a domain for her and get a perfect layout. What yah think?

Almost everything has an insurance which is very much advisable. Your house, car, your self and any of your properties should be insured to hedge against the risk of a contingent loss. I wasn’t that so sure about the normal flow of how this insurance work, however, one thing I know for sure is that, this insurance will not leave you hanging after a possible devastating loss. These insurances vary based on the insurance rate offered by the insurance company but if you are looking for a cheap and very reliable insurance, good thing there are available insurance quotes online. Whether it is auto insurance, home insurance, health insurance, life insurance, disability insurance, business insurance or burial insurance, name it, you can find them all online. There are some insurance company that offers great discounts and some other special packages. So if you do not have any insurance yet for your business, car, home or for your self, you better do an action for this before it’s too late.